Your sitemap.xml is over 5Mb uncompressed and has over 148,000 lines.
[external links are visible to admins only]
You can provide multiple Sitemap files, but each Sitemap file that you provide must have no more than 50,000 URLs and must be no larger than 10MB (10,485,760) when uncompressed. These limits help to ensure that your web server does not get bogged down serving very large files.
If you want to list more than 50,000 URLs, you must create multiple Sitemap files. If you anticipate your Sitemap growing beyond 50,000 URLs or 10MB, you should consider creating multiple Sitemap files. If you do provide multiple Sitemaps, you can list them in a Sitemap index file. Sitemap index files may not list more than 1,000 Sitemaps.
14. # Google doesn't support sitemap files with more than 50,000 pages. That's why script supports "Sitemap Index" creation for the big sites. So, it will create one sitemap index file and multiple sitemap files with 50 thousand pages each.
For instance, your website has about 140,000 pages. The XML sitemap generator will create these files:
* "sitemap.xml" - sitemap index file that includes links to other files (filename depends on what you entered in the "Save sitemap to" field)
* "sitemap1.xml" - sitemap file (URLs from 1 to 50,000)
* "sitemap2.xml" - sitemap file (URLs from 50,001 to 100,000)
* "sitemap3.xml" - sitemap file (URLs from 100,001 to 140,000)
Please make sure all of these files are writable if your website is large.
You should upload blank files for sitemap[1-5].xml and sitemap[1-5].html change the permissions on those files to match sitemap.xml to prevent any errors or additional problems.
Considering the size of your sitemap files, you should also turn on compression. The xml-sitemaps config option will compress ALL of the output files. You don't really need ror.xml or the text sitemap anymore so don't select them for creation. If your site already has a text menu that links all the pages, you can disable the html sitemap creation until you can get this first problem resolved.
If your installation is not creating the "sitemap index" and subsequent 50,000 URL sitemap[1-5]?.xml files then you should post again to see what you need to change in your configuration.
I am curious as to why you adjusted your configuration so index.php would be listed for each of your subdirectories. You really don't want to do that. It puts emphasis on index.php instead of the directory name. The bots know that index.php is in the directory, you don't need to direct them to it.
<loc>[external links are visible to admins only]</loc>
What files are in your xml-sitemap/data directory?